You should know what your paying for each month. Here are some important things every person should know about your insurance coverage.

  • What is covered each year? 
  • Will my insurance pay my dentist directly?
  • What fee guide is my insurance using?
  • Is there a deductible?
  • If so, how much is it?
  • Is there a total dollar limit on my coverage per year?
  • Can I choose a procedure other than the one my plan covers?
  • Will I still be covered if I change jobs?
  • To what extent am I covered for cleanings and x-rays?
  • To what extent am I covered for dental treatments such as fillings and root canals?
  • What about other treatments such as bridges and crowns, dentures and oral surgery?
  • Can I choose my own dentist? (Some plans may restrict you to a list of approved dentists)